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Calculator · 792 P.2d 372 (1990)

Malmquist home-equity division

Community vs. separate interest in a home bought with mixed funds - the apportionment the Nevada Supreme Court set out in Malmquist v. Malmquist.

Purchase price
Current value
Original loan balance

Down payment

Separate funds
Community funds

Principal paid down

With separate funds
With community funds

Routine monthly payments (count)

From separate
From community
Advanced (optional): improvements & pre-marriage value

Capital improvements

From separate
From community

Common questions

Malmquist division, answered

What is a Malmquist calculation?
It is the Nevada method for dividing the equity in a home that was bought with a mix of separate and community funds. Malmquist v. Malmquist, 106 Nev. 231, 792 P.2d 372 (1990) apportions both the contributions and the appreciation between the separate and community estates.
Does the community estate share in the home's appreciation?
Yes. Each estate's share of appreciation is its pay-down (down payment plus principal reductions) plus its time-rule share of the unpaid balance, divided by the purchase price, multiplied by the total appreciation. The community isn't limited to just the dollars it paid in.
How is the unpaid mortgage balance split?
By Nevada's time rule - in proportion to the number of routine monthly payments each estate made, not the dollar amounts (Malmquist, adopting the Moldave approach). Non-routine lump-sum paydowns are credited as contributions instead.
Is a separate-property contribution reimbursed with interest?
No. Malmquist holds that reimbursement of contributions - and of separately funded improvements - is simple reimbursement without interest.

Informational only, not legal advice. Consult a licensed Nevada attorney. Authority: Malmquist v. Malmquist, 106 Nev. 231, 792 P.2d 372 (1990).